Investing Basics

One thing about captaining a sweep boat (similar to the stock market)... is that as soon as you think you have it conquered; it will humble you. Read More

One thing about captaining a sweep boat (similar to the stock market)... is that as soon as you think you have it conquered; it will humble you. Read More

A recent investment survey unveiled some alarming statistics… The 2017 Global Investor Study by asset management firm Schroders found that there is a major conflict between investors’ behavior and their expected returns. What do I mean by that? Well, according to the survey, it seems that there’s a good amount of people who expect double-digit returns… while sitting in cash. (You can read the full report here.) More specifically, Millennial investors — those born in the 1980s and 1990s — expect average annual returns of 11.7% over the next five years. But before you mock that… Read More

A recent investment survey unveiled some alarming statistics… The 2017 Global Investor Study by asset management firm Schroders found that there is a major conflict between investors’ behavior and their expected returns. What do I mean by that? Well, according to the survey, it seems that there’s a good amount of people who expect double-digit returns… while sitting in cash. (You can read the full report here.) More specifically, Millennial investors — those born in the 1980s and 1990s — expect average annual returns of 11.7% over the next five years. But before you mock that lofty expectation, consider that Generation X investors (born in the 1960s to 1980) expect 9.9% annual returns, while Baby Boomers (early to mid-1940s to early 1960s) expect an average return of 8.7% per year. Institutional investors, meanwhile, expect annual returns of just over 5%. Now, it’s true that the S&P 500’s annualized returns over the last 90 years is about 9.6% with dividends reinvested. But on an inflation-adjusted basis, the annualized returns of the S&P 500 diminish to 6.4%. All Of The Returns, None Of The Risk But here’s the kicker… despite the Millennial generation’s expectations for double-digit annual… Read More

Is the rally we’ve experienced since the bottom justified? We’ll see. In the meantime, let’s check in on some of our premium experts and see what they’re telling their readers... Read More

Is the rally we’ve experienced since the bottom justified? We’ll see. In the meantime, let’s check in on some of our premium experts and see what they’re telling their readers... Read More

Is your head swimming yet? There’s been so much information over the last few days related to Covid-19, the selloff, Congress, local officials, your neighborhood grocery store, and more. Just two weeks ago, I spoke with six close personal friends and family within the span of 24 hours. All were aware that the market was tanking. They were all salivating at the prospect of getting in on various names. Some got in at various points, others didn’t. But the selling only ensued further. Nobody is asking for my advice now. For the ones who wanted to pull the trigger ten… Read More

Is your head swimming yet? There’s been so much information over the last few days related to Covid-19, the selloff, Congress, local officials, your neighborhood grocery store, and more. Just two weeks ago, I spoke with six close personal friends and family within the span of 24 hours. All were aware that the market was tanking. They were all salivating at the prospect of getting in on various names. Some got in at various points, others didn’t. But the selling only ensued further. Nobody is asking for my advice now. For the ones who wanted to pull the trigger ten days ago, I pleaded with them. I told them this selloff is the real deal. It’s deep and it’s furious. And what it’s going to take for us to reach the bottom is for the individual investor to feel absolutely sick to their stomach. Like an addict, most of us will be writhing in pain, wanting to rid ourselves of stocks for good. Some listened, others didn’t. Now, is this a brutal way to think about things? You bet it is. But I’ve been in this business for a long time. I’ve seen this happen before. The good news is… Read More

Once this is behind us, folks will go on buying homes, swiping credit cards, buying insurance, searching Google, browsing Facebook, and buying lattes. Invest accordingly. Read More

Once this is behind us, folks will go on buying homes, swiping credit cards, buying insurance, searching Google, browsing Facebook, and buying lattes. Invest accordingly. Read More