Richard Robinson, Ph.D., is a former college professor who spent more than a quarter century teaching students at several prestigious universities the finer points of finance, economics, and risk management. He helped develop CFA and CFP curricula still employed by several university programs. Richard holds a doctorate in the field of economics and is an expert in the area of free markets and the Austrian view of economics. In addition to his vast experience in the halls of academia, Dr. Robinson possesses a comprehensive background in the art of technical and fundamental investing. His vast expertise of investing techniques has helped guide investors through the maze of investment products from annuities to credit default swaps. He guides readers through the intricacies of value investing, dividend investing, options trading, and first stage investing.  The freedom derived from his previous endeavors has fostered a strong desire to build a legacy in helping others reach their financial goals through careful application of proven wealth building principles.

Analyst Articles

Recent market volatility has forced investors to seek safer investments for their portfolios. For many, stocks with a solid dividend-paying history with a low beta (β) offer a safer alternative to other stocks. —Recommended Link— Save 75% On Fast-Track Millionaire Today Tired of just barely beating the market? See how we’re crushing the market hand over fist inside Fast-Track Millionaire. Details here. For those unfamiliar with beta, β measures the volatility of a stock against a broad market index, such as the S&P 500. Because the market is given a beta of 1, anything with less volatility than the… Read More

Recent market volatility has forced investors to seek safer investments for their portfolios. For many, stocks with a solid dividend-paying history with a low beta (β) offer a safer alternative to other stocks. —Recommended Link— Save 75% On Fast-Track Millionaire Today Tired of just barely beating the market? See how we’re crushing the market hand over fist inside Fast-Track Millionaire. Details here. For those unfamiliar with beta, β measures the volatility of a stock against a broad market index, such as the S&P 500. Because the market is given a beta of 1, anything with less volatility than the market will have a beta below 1. Conversely, if a stock has greater volatility than the market as a whole, that stock will have a beta greater than 1. Given the wild ride investors have experienced since October, finding solid dividend stocks with low betas is imperative. Should the market volatility continue unabated, huge drawdowns are possible with high beta stocks. Fortunately, finding such stocks isn’t too difficult. One such stock is ExxonMobil (NASDAQ: XOM). As you can see from the chart below, the stock suffered in 2018 — losing 18.6%. While the stock is off its recent… Read More

From the time most Americans begin their careers, there exists constant talk about saving for retirement. And it’s not just our friends and families. Companies, too, push retirement on their employees by offering everything from defined benefit plans to various defined contribution plans. —Recommended Link— The Repair Shop For Broken DNA I’ve found a small group of researchers in Switzerland developing a gene-editing tool that’s simpler, cheaper and easier to use than any previous model. The investment potential here is immense… It may be the biggest investment opportunity you ever see, because people will pay any price to extend… Read More

From the time most Americans begin their careers, there exists constant talk about saving for retirement. And it’s not just our friends and families. Companies, too, push retirement on their employees by offering everything from defined benefit plans to various defined contribution plans. —Recommended Link— The Repair Shop For Broken DNA I’ve found a small group of researchers in Switzerland developing a gene-editing tool that’s simpler, cheaper and easier to use than any previous model. The investment potential here is immense… It may be the biggest investment opportunity you ever see, because people will pay any price to extend their lives. Come see my #1 play on the gene-editing revolution… But despite all the talk about preparing for retirement, Americans have never been less prepared to walk away from their jobs. Incredibly, about half of American households have no retirement account at all. Worse, the Government Accountability Office (GAO) reports that nearly one-third of American households age 55 and older have neither a retirement plan nor a company pension.   #-ad_banner-#But Americans with retirement plans aren’t much better. One-third of Americans with retirement plans have just $5,000 saved. Even older Americans who have worked for decades have an average… Read More

Most investors understand the fundamentals of the business cycle. For the uninitiated, the business cycle follows the economy through four distinct stages: expansion, peak, contraction, and trough. —Recommended Link— If You Ignore This… You’re Missing Half The Market Since 1926, one collection of stocks has accounted for HALF of the S&P’s return — through every market environment imaginable. If you don’t have this group in your own portfolio, you could be missing out on the single best place to put your money this year and next. Learn which stocks can… While most understand the four stages, too few investors… Read More

Most investors understand the fundamentals of the business cycle. For the uninitiated, the business cycle follows the economy through four distinct stages: expansion, peak, contraction, and trough. —Recommended Link— If You Ignore This… You’re Missing Half The Market Since 1926, one collection of stocks has accounted for HALF of the S&P’s return — through every market environment imaginable. If you don’t have this group in your own portfolio, you could be missing out on the single best place to put your money this year and next. Learn which stocks can… While most understand the four stages, too few investors give thought to what investments perform best in any particular stage of the economy. For example, most everyone understands that growth stocks are the best investment in a rapidly expanding economy. #-ad_banner-#Unfortunately, what works in a rapidly expanding economy might not work as well in a slowing economy. So most financial advisers recommend their clients reduce exposure to growth stocks in favor of value stocks as well as dividend payers when the economy starts cooling. But as the economy hits a peak, difficult decisions need to be made. Continuing to hold equities at a peak can cause significant losses (called… Read More

Successful investing requires discipline, focus, and a healthy skepticism of quarterly and annual reports. But it’s this last idea that counts the most. For if investors fail in their duty to look beneath the surface of corporate reports, they have nobody to blame but themselves for making poor investment decisions. —Recommended Link— URGENT NEWS: Experts Warn Your Pension Is ‘A Disaster Waiting to Happen’ Save your retirement from miserly interest rates and an overstretched stock market with our special “Executive Dividends” Program… Learn more inside. Take Target (NYSE: TGT), for example. Many investors looking for an entry point for… Read More

Successful investing requires discipline, focus, and a healthy skepticism of quarterly and annual reports. But it’s this last idea that counts the most. For if investors fail in their duty to look beneath the surface of corporate reports, they have nobody to blame but themselves for making poor investment decisions. —Recommended Link— URGENT NEWS: Experts Warn Your Pension Is ‘A Disaster Waiting to Happen’ Save your retirement from miserly interest rates and an overstretched stock market with our special “Executive Dividends” Program… Learn more inside. Take Target (NYSE: TGT), for example. Many investors looking for an entry point for the stock may have found it after the stock declined behind the company’s quarterly earnings announcement last month. As you can see from the chart, the stock took a nosedive on the report — wiping out an entire year’s gains. Now, it’s true the stock has since regained about 2% since the decline, but clearly, investors didn’t like what management had to report. The Catalyst Ostensibly, the catalyst for Target’s stock decline was lighter than expected growth for its third quarter. Analysts’ expectations were for the company to report same stores sales growth of 5.5%. Instead, the… Read More

There are many investing strategies available to investors to build long-term wealth. And although out of fashion with Wall Street, a buy and hold strategy with stocks in the midst of a strong secular trend remains one of the best strategies for retail investors. —Recommended Link— Is Your Portfolio Missing Something? Legendary investment analyst Jimmy Butts reveals the 10 stocks he believes will crush the market in 2019. Be one of the first to get your hands on this report to make sure you’re not missing out on a windfall stock pick. Click here to discover all 10 now. Read More

There are many investing strategies available to investors to build long-term wealth. And although out of fashion with Wall Street, a buy and hold strategy with stocks in the midst of a strong secular trend remains one of the best strategies for retail investors. —Recommended Link— Is Your Portfolio Missing Something? Legendary investment analyst Jimmy Butts reveals the 10 stocks he believes will crush the market in 2019. Be one of the first to get your hands on this report to make sure you’re not missing out on a windfall stock pick. Click here to discover all 10 now. Better yet, when applying this strategy with undervalued blue-chip stocks with a solid history of growing dividends, the buy-and-hold strategy morphs into a powerful wealth building investment philosophy. It has made Warren Buffet a wealthy man, and it can grow your own portfolio beyond your wildest dreams, too. Strong Secular Trend According to the U.S. Energy Information Administration (EIA), the U.S. will see strong tailwinds in the production of oil and gas for several decades. The following EIA chart shows oil production in the United States growing until about 2040 before stabilizing thereafter. But the… Read More

I’m not a technical trader, so using charts to identify longer-term stock trends is fraught with danger. However, that doesn’t mean stock charts aren’t useful — even for long-term fundamental investors. —Recommended Link— 72% OFF. No Black Friday Lines. We’re kicking off our biggest Black Friday Sale yet! Today you can SAVE over 72% on the service that delivers $11,200 in extra income each year.  Every month you’ll get a surprisingly safe investment that yields between 10% and 15% like clockwork. Grab your Black Friday Savings today and give yourself the gift of life-changing income! Look at the chart… Read More

I’m not a technical trader, so using charts to identify longer-term stock trends is fraught with danger. However, that doesn’t mean stock charts aren’t useful — even for long-term fundamental investors. —Recommended Link— 72% OFF. No Black Friday Lines. We’re kicking off our biggest Black Friday Sale yet! Today you can SAVE over 72% on the service that delivers $11,200 in extra income each year.  Every month you’ll get a surprisingly safe investment that yields between 10% and 15% like clockwork. Grab your Black Friday Savings today and give yourself the gift of life-changing income! Look at the chart of Kellogg (NASDAQ: K) below. The long-term stock trend has an obvious head & shoulders pattern. This pattern is a relatively strong bearish pattern that indicates a trend reversal has occurred — meaning the stock will likely decline going forward. Of course, most fundamental investors don’t make investment decisions on charts. So let’s take a deep dive into Kellogg’s fundamentals in an effort to determine if the chart could foretell the future of Kellogg stock. Changing Consumer Trends Like many food companies, Kellogg is trying to stay relevant in an era of changing consumer food trends —… Read More

There is a world of difference between investors and traders. In general, investors use fundamental analysis to research and buy stocks at the head of some secular trend. Investors only sell stocks once the investment thesis undergirding that trend is exhausted. And to give a stock the time needed for a thesis to materialize, investors typically hold on to their stocks for years — and even decades. —Recommended Link— THE LIST: Top 7 Growth Stocks To Buy Now Our annual research has produced winners of 310%, 452%, and even 569% in years past. Last year’s picks are beating the… Read More

There is a world of difference between investors and traders. In general, investors use fundamental analysis to research and buy stocks at the head of some secular trend. Investors only sell stocks once the investment thesis undergirding that trend is exhausted. And to give a stock the time needed for a thesis to materialize, investors typically hold on to their stocks for years — and even decades. —Recommended Link— THE LIST: Top 7 Growth Stocks To Buy Now Our annual research has produced winners of 310%, 452%, and even 569% in years past. Last year’s picks are beating the S&P 500 3-to-1. And this year’s report could be the most profitable yet… If you’re tired of paltry gains, then this could be the most important thing you read all year. Click here to see it. During this time, investors boost their profits by taking advantage of occasional stock splits and dividend reinvesting, or compounding. Compounding allows investors to purchase additional shares of stock with no further capital outlay. The resulting increase in the number of shares owned from stock splits and compounding significantly lowers an investment’s cost basis over time. Traders Think Differently Traders are much more aggressive… Read More

Investors are facing increased volatility and higher interest rates. And while the volatility will eventually dissipate, higher interest rates are a longer term burden on the economy. In fact, bond investors are facing a bleak future of rising rates and lower prices. —Recommended Link— Hearing Is Believing… One simple strategy is helping folks enjoy retirement more. In fact, the $2,194 Annie from Nevada makes with this method covers all her monthly expenses. The $1,100 that Gordon from California earns makes life easier each month. And Curtis of Washington State puts the $4,200 he collects monthly toward home improvements. Discover… Read More

Investors are facing increased volatility and higher interest rates. And while the volatility will eventually dissipate, higher interest rates are a longer term burden on the economy. In fact, bond investors are facing a bleak future of rising rates and lower prices. —Recommended Link— Hearing Is Believing… One simple strategy is helping folks enjoy retirement more. In fact, the $2,194 Annie from Nevada makes with this method covers all her monthly expenses. The $1,100 that Gordon from California earns makes life easier each month. And Curtis of Washington State puts the $4,200 he collects monthly toward home improvements. Discover the strategy that can enrich your life, too… For equity investors looking to mitigate portfolio risk, a move to quality is the safe play. Equity investors should be looking to unload high-risk growth stocks in favor of stocks selling at a discount to their intrinsic value. But finding value stocks after a decade-long bull run is no easy task. Many stocks trade at the high end of their normal price-to-earnings (P/E) ratio. Unfortunately, earnings are more likely than not to moderate going forward as higher rates slow the economy. Adding insult to injury, higher rates make it more difficult for… Read More

The S&P 500 Index suffered its second major correction in 2018 with last week’s decline of 6.74%.  As you can see from a chart of the S&P 500, last week’s correction broke through the index’s 200-day moving average. It’s the third time this year the market broke through its support. And while the market has bounced a bit as of Monday afternoon, investors are left questioning whether this market can rise above its long-term support one more time, or finally roll over.  To answer that question, investors need to take a step back and look at the macro-view. Read More

The S&P 500 Index suffered its second major correction in 2018 with last week’s decline of 6.74%.  As you can see from a chart of the S&P 500, last week’s correction broke through the index’s 200-day moving average. It’s the third time this year the market broke through its support. And while the market has bounced a bit as of Monday afternoon, investors are left questioning whether this market can rise above its long-term support one more time, or finally roll over.  To answer that question, investors need to take a step back and look at the macro-view. It’s About Interest Rates One of the most prescient indicators of a future recession is the yield curve.  Most of the time, the yield curve is positive, meaning longer dated bonds have a higher coupon than shorter dated bonds.  But, there are times when the yield curve inverts – meaning long rates are lower than short rates.  When this happens, the probability of a recession grows markedly. —Recommended Link— 148-Year-Old Firm Performs Magic Trick:  10K Transformed Into $58,000 The company that took the top spot in our new Legacy Asset portfolio has a 148-year advantage over most of… Read More

Many insurance companies run frequent ads meant to tickle the funny bone. A recent television commercial from the Progressive Corporation (NYSE: PGR) illustrates my point. —Recommended Link— More Than 150 Years Of Data Proves This Investment Beats All Others There’s one investment that is not only the safest, most generous you can find… but it’s been proven to beat all others hands down. In fact, it can deliver total returns as high as 446%. Check out 150 years of data that proves this is the MUST-OWN investment for 2018 and beyond. In the ad, actor Radek Lord walks into… Read More

Many insurance companies run frequent ads meant to tickle the funny bone. A recent television commercial from the Progressive Corporation (NYSE: PGR) illustrates my point. —Recommended Link— More Than 150 Years Of Data Proves This Investment Beats All Others There’s one investment that is not only the safest, most generous you can find… but it’s been proven to beat all others hands down. In fact, it can deliver total returns as high as 446%. Check out 150 years of data that proves this is the MUST-OWN investment for 2018 and beyond. In the ad, actor Radek Lord walks into a kitchen while looking at his cellphone. He immediately commands his computer to order a pizza, and then he has the refrigerator recite the current weather. He tells a trashcan to turn on his television, and the icemaker is instructed to find a dog sitter — and then make ice. And before the commercial ends, the aforementioned pizza is delivered via drone. #-ad_banner-#Of course, the commercial is a spoof on the Internet of Things (IoT) — the long-awaited hope that everyday objects will communicate with the internet to make our lives more efficient. It’s the trend John Chambers of Cisco… Read More